Our respected Prime Minister Shri Narendra Modi had a great vision for betterment of Indian girls. He decided to gift Indian parents for caring their daughters. Today we are going to discuss about SSA Scheme of Government of India. So let's start :
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| Sukhanya Samriddhi Yojana by GoI |
Sukanya Samriddhi Scheme was launched in 2015 by Indian government to back Indian parents to fund education and marriage for their girl child. This was launched by Indian Prime Minister Shri Narendra Modi. This scheme is under "Ministry of Women and Child Development."
Now some questions that you should know before opening this account -
How to apply for opening SSY Account? - Parents should visit to Bank or Post Office and should have birth certificate of the child (girl), and PP Size photo of him/ her and complete KYC (Know Your Customer).
Who are eligible for investing? - Account can be opened by parents by natural or legal parental mode. The girl child must be under 10 years for applying under this scheme. Sukhanya Samriddhi Scheme is valid for two children only. Three children is allowed if after a child next is twin.
Documents required for opening account? - SSY Account opening form. Birth Certificate of the girl child having her name mentioned on that. Photograph of parents / guardian legally or natural parents. KYC for address proof.
Minimum & Maximum limit of investing? - On one account a person can invest minimum one thousand (1,000/-) INR and maximum one lakh and fifty thousand (1,50,000/-) INR can be invested.
Penalty? - If an investor fails to deposit minimum amount for a financial year, he should be liable to pay 50/- INR for per financial year.
Is loan facility available against SSA? - No, there is no such facility available.
Partial Withdrawal? - There is no withdraw allowing before the girl attains 18 years of age. After that she can withdraw 50% of amount for education and marriage purpose.
Premature closer of SSA? - This account can be closed in some severe cases like death of the account holder or extreme medical problems kind situation.
Maturity Date? - If girl reaches 21 year age or she gets marriage, whatever is earlier, is the maturity period of SSA.
How to transfer amount in SSA? - Amount can be transferred by visiting branch with cash, cheque or nowadays online facility is also available that makes transfer from home with one click. Investor can check balance of investing online as well.
Hope all your queries has been solved. If you have any problem regarding any scheme of government of India, make a contact with us. Thanks!
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