eDiplomaMCU: PROTECT YOURSELF FROM CYBER CRIME : BANKING, RANSOM MONEY & MUCH MORE

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Thursday, June 10, 2021

PROTECT YOURSELF FROM CYBER CRIME : BANKING, RANSOM MONEY & MUCH MORE

        Science & technology have made our lives easy. From transport to communication, everything has become very easy and enjoyable for users. Before some years thinking about the life we are living today was fantasy. But finally, the day came when we can reach any distance within thinkable time or can commute to anyone on the planet just a call away. We have now different means of exchanging money, video calling, online stores, online classes, digital entertainment, ... what not? Everything is now on our mobile phone.

Cyber Crime Alert by Abhishek Kumar Tripathi

 
        Indeed the science & technology has made our lives easy but fraud & digital cheating are increasing day by day. There are many cases where people ruin their own lives by committing just a mistake. Many have lost their lives and many lost huge wealth. Many cases are also reported where girls/women are blackmailed for money, sexual assault, .... many cases are vice versa with men. 

PROTECT YOURSELF FROM CYBER CRIME : BANKING, RANSOM MONEY & MUCH MORE

        So friends, do not worry. This is Abhishek, your cyber dost. I will teach you every lesson regarding protection against digital crime (cyber-crime). All we know the different forms of crimes, but this article going to mention some crimes that mostly occur with silly mistakes.

[Case-1] Crime against school/college girls - I was studying in college in my second year when I started freelance working on MP Online (a digital service in Madhya Pradesh). I was very friendly with most of the girls in the computer coaching center, as well as in the MP Online where I was working. Most of the girls reported that someone is using her phone without her knowing. It feels like someone has hacked her device. Her personal information, including her sensitive images, sometimes are in trouble.

[Solution-1] I studied in deep and realized that most of the girls were the victim of mobile hacking. This hacking was not done by professional hackers but those people were behind these hacking who were well known to the girls. Generally, our mobile phone can be controlled with G-mail ID. Viz, if someone has the Gmail ID and password of the same ID that is used for login into my device, he can easily perform some action against me. He can keep eyes on our activities of internet surfing, he can ring our device, can locate our current location, can view our past timelines, can erase our mobile phone's all data, can lock our device. If a girl/boy is having any picture, video, document, or any kind of file on her/his Google Drive or Google related any other services like Google Photos, the person who has an idea about my Gmail ID and password can simply hack/get the information for same. He can easily know the contacts saved on Gmail over my device. Many times girls save, send sensitive photos to someone, google automatically saves the data over google photos if she has given such permission, now there is a big chance of the image viral if the next person has tended for so.

Precautions can be kept if you do not share your Gmail ID and password with anyone, whether he is your close friend. When you have created your Gmail ID from MP Online, Internet Cafe, never forget to sign out the password. Use a two-step verification option for logging out. If you don't know about these, must change your password as soon as possible. Many times boys/men working in MP Online/Internet Cafe try to blackmail using these methods. Your close friends can also commit such crimes whether that is male or female.

[Case-2] Your private/sensitive files are over Internet - Sometimes you surf the internet, download/visit any website, or allow the notification without reading the privacy and rules. Many times viruses are attached to these kinds of website downloads. When you allow permission without reading the privacy, there is a huge risk of agreement with your privacy viral. They will ask you for money threatening about viral of your data, sensitive images/videos.

[Solution-2] Never permit websites without knowing about that, never download anything from unknown sources. Many times adult websites are lucrative and you feel compulsive to do so, but always keep attention on your activity. There may be some Trojan Horse that can creep your information.  

[Case-3] UPI receive payment does not need your PIN - You can find numerous examples where people do fraud with Quicker, OLX types websites. They tell you for sending payments, or claim of your lottery win. They send you to receive the payment request, as you click accept and enter the pin, money gets deducted from your bank. This is a common type of fraud happening nowadays. It is similar like someone asks OTP/ATM Pin and money gets deducted in the same way.

[Solution-3] Never share your personal banking information. Do not believe in such lotteries with which you have never registered. Never register with fake/unknown websites that claim for lottery or some kind of monetary winning prizes. Never accept UPI payment requests from unknown/non-trusted sources. Never allow any website that can read your SMS. Always make transactions and share information with reputed and verified agencies. Stay upgraded with new technology commenced by the authorities. Do not share your personal information on social media network sites like Facebook, Twitter, Instagram, etc.

In this article we have only mentioned about 3 common frauds. In upcoming articles we will bring more types of cyber crime cases and will explain about the solution against the happening of the crime. For more updates stay tuned and visit our YouTube Channel "Digital Soft Hub" 

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